Hollie Bunn on What Lenders Look For When Financing Ranch Equipment and Land

Looking to better understand how ag lenders evaluate land and equipment loans? In a recent of LiveAg’s We Live It podcast episode, UPI’s COO Hollie Bunn walks through what lenders really look for and how producers can better prepare before they apply.

Top 5 takeaways from the episode:

• Cash flow and repayment ability are the top priorities

• Clean, organized financial records speed up decisions

• Credit history and borrower reliability matter

• Collateral helps determine structure and terms

• Loan terms should match the life of the asset (land vs. equipment)

Watch the full episode here.

When you’re ready to put a plan in place, talk with UPI Credit Services. Our ag-focused lending team can help you build financing that fits your operation and your goals. Contact your local UPI Loan Office today!